Travel accidental death & dismemberment insurance: This coverage offers compensation in the event of accidental death or catastrophic injury from an accident during your trip.It also extends to your personal belongings, if they are lost, damaged or stolen. If your bags are delayed, it can reimburse you for the cost of the necessities you’ll have to buy to tide you over. It will reimburse the depreciated value of your suitcases and what you packed. Baggage insurance: Baggage travel insurance can compensate you up to your policy limits if your luggage is lost or stolen.If your flight is delayed, your insurance can cover the cost of incidentals, such as meals or accommodations, after a specified period of time, such as 10 or 12 hours. Travel interruption or delay insurance: Trip interruption insurance can pay for a last-minute flight home in an emergency and reimburse money that you lose by cutting a trip short due to a covered reason, including non-refundable activities and hotel stays.Trip cancellation insurance: If you cancel a trip for a reason listed in your travel policy, such as you or your travelling companion becoming ill, weather conditions cause a massive delay or you lose your job, trip cancellation insurance can reimburse you for prepaid, non-refundable costs.These expenses can include doctor and hospital bills, medication and lab work, as well as medical evacuations, repatriation and arranging for a bedside companion if you are hospitalized. Emergency medical insurance: If you get ill or are injured on your trip, travel medical insurance can pay for emergency medical expenses, up to the coverage limits in your plan.Here are the key types of travel insurance coverage offered in CIBC plans:
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